n your club. The first three digits stand for the country (049 = Germany, 041 = Switzerland, 043 = Austria ... but the golfer has a handicap, e.g. from another country that is not connected to the intranet, or he was ... hough the new member had a home club in their own country on the WHS introduction date and the HCP was acti... -off date was 22.11.20) a home club from the same country (i.e. a German home club in Germany) and the hand
